Plaintiff Settles With TransUnion in Consumer Credit Case

Plaintiff Rebecca Kineman reached a settlement with TransUnion in her July fraud suit against Verizon Wireless, Fair Collections & Outsourcing (FCO) and major credit reporting agencies (see 2308010051), said a Monday notice (docket 6:23-cv-01437) in U.S. District Court for Middle Florida in Orlando. Verizon furnished inaccurate information about Kineman to Equifax, Experian, and TransUnion, alleged the complaint. When she obtained copies of her credit reports in April with fraudulent information, she found the Verizon account in her name had a “closed” and "in collection" status with all the CRAs with a balance of $1,656; the “inaccurate and fraudulent” FCO account was reported by Experian and TransUnion with a status of “collection” and a balance of $59,195, it said. Kineman contacted the CRAs April 20 about the fraudulent accounts, attributing the reports to either a “mixed file or identity theft." The CRAs never tried to contact Kineman during the investigation and didn’t perform independent investigations, the complaint said. Kineman lost money and time attempting to fix her credit, experienced a reduction in her credit score and suffered mental anguish, stress, aggravation, embarrassment and “sleepless nights” due to defendants’ “reluctance to fix the errors,” the complaint said. Verizon was dismissed from the suit last month (see 2309130043.